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Университета имени О.Е. Кутафина (МГЮА)


Статьи в номере 1 за 2017 год

Аннотация: This article analyzes important issues of banking law in particular topical matters of the role of I. R. of Iran for development of Islamic banking. It reveals historical aspects of this issue. The proposal to establish a national Iranian bank was first made by a big money dealer to Qajar king, Naser-o-Din Shah, before the Constitutional Revolution but the Qajar king did not pay much attention to the proposal. However, with the establishment of constitutional rule in the country, the idea of setting up a national Iranian bank, in order to reduce political and economic influence of foreigners, was brought to life in December 1906 and the bank foundation was subject to the completion of its Articles of Association. During the past few years, Islamic banking practices have been at the center of many public policy debates, and numerous surveys of extensive literature on Islamic banking have been published over the years. Islamic Banking as an alternate to interestbased banking is not banking in the traditional sense known as conventional banking. It derives its inspiration and guidance from the religious edicts of Islam and has to conduct its operations in accordance with the directives of Sharia’h. The Islamic financial system employed the concept of participation in the business activities of enterprises, utilizing the funds of depositors upon risk on a profit-and-loss-sharing basis. To avoid interest-based operations, Islamic Banks have developed profit-sharing schemes in tapping and mobilization their resources. In this connection the article reveals the Concept and Challenges in Islamic Banking and considers experience of Islamic Banking in Iran. Islamic Banking industry has shown tremendous potential for growth in the last decades all over the word.

Автор: Mohammad Hazzar


DOI: 10.17803/2313-5395.2017.1.7.213-223

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Аннотация: This contribution outlines the main characteristics of insolvency rules under “classical” Islamic law, and then makes a comparison with the modern procedures in some Shari’a countries. The conclusion based on this comparison is, first, that nowadays rules are still heavily influenced by the classical concepts of Shari’a law, and, second, that this influence makes the system of insolvency highly outdated and ineffective. Thus, in general the insolvency procedure is hardly ever used in the Islamic world, with the parties preferring other means to resolve any issues arising from the default of one of them. Any modernization of the rules has to go through ‘creative’ interpretation of the primary sources of Islamic law, an exercise that was already conducted with respect to the rules on Islamic finance.

Автор: Ivan Stoyanov Lazarov


DOI: 10.17803/2313-5395.2017.1.7.224-248

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Университет имени О.Е. Кутафина (МГЮА) прекратил сотрудничество с издательской группой Nota Bene.

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